The fast-growing fintech platform for smart online shopping creates a controlled system that lets AI agents pay for purchases safely, without banks, cards or crypto.
TORONTO, ON / ACCESS Newswire / May 6, 2026 / Snaplii, the digital wallet and smart shopping app, has launched a new skill that establishes the fintech platform as a safe payment layer for the AI economy and maintains Snaplii’s position at the forefront of online commerce.
Through partnerships with more than 500 leading brands, Snaplii makes savings happen by connecting shoppers with electronic gift cards that provide users with instant cash returns on every purchase.
Now, Snaplii’s new Agent-to-Merchants (A2M) payments skill integrates the app with personal AI agents and online retailers, acting as the intermediary that turns users’ funds into merchant-ready value. With this payment layer, users can also enjoy up to 10% cashback on every transaction.
“AI agents are getting better at understanding intent, making decisions, and completing tasks,” said Spencer Xu, CEO and founder of Snaplii. “They can compare options, navigate merchant platforms and choose what to buy. But they still can’t safely access real-world payments.”
Payments involve trust, compliance, risk control, and user authorization – processes that AI agents are not designed to handle, Xu explained, so giving an AI agent direct access to a card or bank account is not a solution for payments.
What AI agents need is an intermediary, a trusted partner for both the shopper and the online retailer that fosters safety, security and efficiency.
“With this new feature, Snaplii provides that crucial missing layer in AI-powered commerce,” Xu said.
Instead of exposing payment credentials, Snaplii introduces a payment layer between the user, the agent, and the merchant. It provides controlled access, isolated transactions, and human-backed compliance boundaries, enabling AI agents to pay for purchases autonomously and safely.
To the Snaplii user, the process is virtually invisible, with no need to click, search or pay. For example, the user tells the AI agent to order a specific lunch dish from a favorite restaurant, and to use Snaplii to buy a gift card to pay for the dish.
The AI agent connects with Snaplii, buys the card and presents it when ordering the meal. With the pre-funded Snaplii payment, the AI agent can go to checkout and safely complete the purchase on its own – no checkout, no friction, no extra steps.
The Snaplii Agent-to-Merchants payments skill means each payment is pre-funded, isolated, and non-reusable, with no shared credentials or persistent risk. AI agents operate within limits defined by human users.
“We bridge AI agents into real-world commerce safely and compliantly – with controlled access, isolated transactions, and human-backed compliance boundaries,” Xu said. “Snaplii is the payment layer for the AI agent economy.”
The Agent-to-Merchants skill is now live and available on GitHub and ClawHub.
To learn more about Snaplii’s A2M features, visit Snaplii.com.
About Snaplii
Snaplii was founded on a simple belief: wealth should be transparent, accessible, and within everyone’s reach. To bring this vision to life, Snaplii created its Digital Wallet – designed to make effortless earnings part of everyday life. With cashback rewards, balance interest, and flexible multi-currency use, Snaplii provides a secure and transparent platform for steady financial growth. For more information, visit http://www.snaplii.com.
Media Contact:
Stephaine Wang
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SOURCE: Snaplii Inc.
