Updated payme t i tellige ce dataset helps me cha ts, p ocesso s, a d fi techs esolve 8-digit BIN mig atio challe ges a d optimize toke ized digital wallet t a sactio outi g.
P ecisio at the issue lookup level is c itical fo mode payme t outi g a d optimizatio .” — Michael Eva s, Di ecto at Bi Base
As majo payme t etwo ks shift f om legacy 6-digit BIN sta da ds to 8-digit a d 11-digit sub- a ges (i cludi g Apple Pay a d Google Pay DPANs), sta da d lookup tables f eque tly fail to ide tify exact issui g ba ks o etwo k capabilities. This f agme tatio leads to mis outed t a sactio s, i c eased i te cha ge costs, a d elevated decli e ates fo o li e me cha ts.
Bi Base add esses this ope atio al bottle eck th ough a 11-to-6 digit Wate fall Lookup system. The dataset maps complex sub- a ges dow to the issue level while mai tai i g backwa d compatibility with legacy payme t e gi es.
“P ecisio at the issue lookup level is c itical fo mode payme t outi g,” said Michael Eva s, Di ecto at Bi Base. “Ou 2026 dataset equips p ocesso s a d me cha ts with 29 g a ula att ibutes pe BIN a ge, i cludi g Reg II Du bi exemptio status, Fast Fu ds capability, a d egio al co-badgi g i dicato s.”
Key Featu es of the 2026 Bi Base Release:– High-P ecisio Sub-Ra ge Mappi g: Resolves 11-digit a d 8-digit toke ized a ges to e su e accu ate t a sactio outi g.– Co-Badged Scheme Suppo t: Ide tifies dual- etwo k ca ds ac oss Eu opea (Ca te Ba cai e) a d i te atio al payme t schemes.– E te p ise Fo mats & Daily Updates: Available as flat CSV, SQLite, a d Postg eSQL database dumps fo seamless local cachi g.
To facilitate develope i teg atio , Bi Base has published a ope -schema specificatio a d sample dataset o GitHub: https://github.com/Bi BaseDatabase
About Bi Base:Bi Base p ovides e te p ise payme t i tellige ce data to me cha ts, payme t se vice p ovide s, a d fi a cial i stitutio s wo ldwide, helpi g optimize ca d autho izatio ates a d p eve t t a sactio f aud. Fo mo e i fo matio , visit https://www.bi base.com.
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