Candescent Brings Embedded Investing to Intelligent Banking Through Partnership with Eko Investments

Fi a cial i stitutio s o the Ca desce t platfo m ca ow offe i vestme t accou ts atively i side thei ow digital ba ki g apps, deepe i g e gageme t a d keepi g assets u de thei b a d.

ATLANTA, GA / ACCESS Newswi e / Octobe 8, 2026 / Ca desce t, defi i g the e a of I tellige t Ba ki g fo ba ks a d c edit u io s, today a ou ced a pa t e ship with Eko, the embedded i vesti g platfo m built fo fi a cial i stitutio s. Th ough the pa t e ship, Ca desce t b i gs i vesti g i to the co ected I tellige t Ba ki g expe ie ce, givi g its clie ts a ative way to offe i vestme t accou ts i side thei ow digital ba ki g apps. I vesti g becomes pa t of how Ca desce t helps i stitutio s ecog ize what custome s a d membe s eed, guide them towa d the ight ext step a d e able them to act, all without leavi g thei i stitutio ‘s b a d.

The pa t e ship ei fo ces Ca desce t’s app oach to I tellige t Ba ki g: co ecti g data, capabilities, cha els, a d eal-time i tellige ce so fi a cial i stitutio s ca bette u de sta d co text, guide what comes ext a d e able t usted actio . I vesti g has lo g bee o e of the few pa ts of a co sume ‘s fi a cial life that lived outside the i stitutio ‘s digital expe ie ce. With Eko available th ough the Ca desce t platfo m, fi a cial i stitutio s ca b i g it i to the elatio ship they al eady ow .

Exte di g the I tellige t Ba ki g Expe ie ce to I vesti g

Ca desce t’s app oach to I tellige t Ba ki g is built a ou d a clea p emise: ba ki g should move beyo d digital access a d t a sactio s to become mo e pe so al, p oactive, a d valuable. I tellige t Ba ki g wo ks i th ee stages: a ticipati g what custome s a d membe s eed, guidi g them to the ight decisio a d e abli g them to act with co fide ce. By co ecti g expe ie ces ac oss the fi a cial elatio ship, i stitutio s ca use co text a d i tellige ce to help custome s a d membe s u de sta d what matte s, k ow what to do ext, a d act with co fide ce.

“I tellige t Ba ki g is about maki g the e ti e fi a cial elatio ship mo e co ected, eleva t a d actio able, i cludi g the pa ts that have histo ically lived outside the i stitutio ‘s digital expe ie ce,” said David Ness, Head of Fi tech Pa t e ships at Ca desce t. “B i gi g Eko o to ou platfo m gives ba ks a d c edit u io s a ative way to suppo t i vesti g withi the expe ie ce they ow , helpi g them deepe e gageme t a d keep mo e of the elatio ship u de thei b a d.”

Fo ma y ba ks a d c edit u io s, digital ba ki g emai s ce te ed o t a sactio s. Custome s o membe s log i to check a bala ce o move mo ey, the leave. I vesti g c eates a othe mea i gful easo to etu . B i gi g it i to the i stitutio ‘s digital expe ie ce ca make ba ki g mo e useful i the mome ts that matte while suppo ti g deepe , mo e valuable elatio ships ove time.

Meeti g Custome s a d Membe s Whe e They Al eady Ba k

Eko i teg ates i to the Ca desce t platfo m so i stitutio s ca lau ch i vesti g without buildi g it themselves o outi g co sume s to a thi d-pa ty app. A i vestme t accou t tile sits di ectly i side o li e a d mobile ba ki g, pai ed with AI-d ive educatio that helps co sume s get sta ted with co fide ce. Fu di g is i sta t, f om seve al sou ces: a exte al accou t, the custome ‘s checki g accou t at the i stitutio , o a existi g outside b oke age accou t moved ove i full. Rathe tha watchi g bala ces leave fo sta dalo e fi tech apps, i stitutio s ca b i g those assets back i to thei ow ecosystem.

“Custome s a d membe s a e al eady i vesti g. The o ly eal questio fo a ba k o c edit u io is whose app they ope to do it,” said Ma t Vos, Chief Executive Office of Eko. “Ca desce t eaches mo e tha 1,300 i stitutio s a d te s of millio s of people, a d its platfo m is built fo exactly this ki d of capability. Togethe , we give those i stitutio s a way to se ve the i vesti g side of thei co sume s’ fi a cial lives a d keep that elatio ship whe e it sta ted.”

Because those bala ces become i vested assets held u de the i stitutio ‘s b a d, the eco omics show up as o -i te est i come athe tha feedi g a othe fi tech’s bala ce sheet. I stitutio s ea o e gageme t a d assets u de ma ageme t while givi g custome s a d membe s a mode i vesti g expe ie ce i side a app they al eady t ust. Ea ly esults f om Eko deployme ts poi t to the size of the oppo tu ity: co sume s who adopt i vesti g log i about fou times as ofte a d att itio amo g those custome s a d membe s u s oughly six times lowe whe compa ed to a o -i vesti g e d-use .

Availability

Embedded i vesti g f om Eko is available to Ca desce t clie ts th ough the Ca desce t Ma ketplace as of Septembe 2026. Fi a cial i stitutio s i te ested i offe i g i vesti g to thei custome s a d membe s ca visit the Ca desce t Ma ketplace o co tact thei Ca desce t ep ese tative.

About Ca desce t

Ca desce t is defi i g the e a of I tellige t Ba ki g fo ba ks a d c edit u io s. Th ough its cloud- ative I tellige t Ba ki g Platfo m, Ca desce t e ables i stitutio s to u ify data, cha els a d eal-time i tellige ce to delive diffe e tiated expe ie ces, accele ate g owth a d deepe custome a d membe elatio ships ac oss accou t ope i g, co sume a d busi ess ba ki g, a d digital a d b a ch expe ie ces. Ca desce t se ves mo e tha 1,300 ba ks a d c edit u io s ep ese ti g mo e tha 30 millio egiste ed use s. Fo mo e i fo matio , visit www.ca desce t.com.

About Eko

Eko is the embedded i vesti g platfo m built fo ba ks a d c edit u io s. Eko lets i stitutio s offe i vestme t accou ts i side thei ow digital ba ki g apps, u de thei ow b a d, with i sta t accou t fu di g, AI-d ive custome educatio , a d a expe ie ce desig ed to keep e gageme t a d assets i the i stitutio ‘s Ekosystem*. P ovidi g fi a cial i stitutio s a way to satisfy co sume s’ complete fi a cial eeds f om thei fi st checki g accou t to eti eme t. Lea mo e at eko.i vestme ts.

Media Co tact:Ryleigh Ba iste , Notably[email p otected]205-913-1369

SOURCE: Ca desce t