America First Credit Union Selects Point Predictive’s AutoPass™ and IEValidate® to enhance consumer lending decisions and strengthen fraud prevention

SAN DIEGO a d RIVERDALE, Utah, Oct. 15, 2026 (GLOBE NEWSWIRE) — Ame ica Fi st C edit U io has pa t e ed with Poi t P edictive to impleme t AutoPass™ a d IEValidate^®, e ha ci g the le di g expe ie ce fo membe s th ough faste app ovals, fewe docume tatio equi eme ts, a d st o ge f aud p eve tio capabilities.

The ew tech ology will help automate mo e co sume loa decisio s by ve ifyi g i come, employme t, a d ide tity i fo matio i eal time. Fo ma y membe s, this mea s less pape wo k, faste fu di g, a d a mo e seamless bo owi g expe ie ce. At the same time, the solutio s help ide tify pote tial f aud isks ea lie i the applicatio p ocess, p otecti g both membe s a d the c edit u io .

“As o e of la gest le de s amo g c edit u io s, we p ocess a sig ifica t volume of loa applicatio s eve y yea ,” said B ett Ch iste se , Chief Le di g Office at Ame ica Fi st C edit U io . “Ou p io ity is delive i g a fast, co ve ie t, a d secu e expe ie ce fo ou membe s. AutoPass a d IEValidate help us automate mo e le di g decisio s, educe u ecessa y docume tatio , a d p oactively ide tify f aud isks befo e losses occu .”

Poi t P edictive’s tech ology leve ages i dust y data a d a alytics to help le de s ve ify applica t i fo matio , st eamli e decisio -maki g, a d focus ma ual eviews o applicatio s that equi e additio al atte tio . Backed by a co so tium of mo e tha 650 fi a cial i stitutio s, AutoPass a d IEValidate utilize i sights f om ove 300 millio loa applicatio s, 90 billio isk att ibutes, 360 millio i come epo ts, a d 25 millio employe p ofiles. The st e gth of i fo matio Poi t P edictive p ovides mea s i stitutio s like Ame ica Fi st ca make decisio s based o actual isk athe tha u ive sal equi eme ts.

“Ame ica Fi st’s p io ities a e exactly what we aim to suppo t with ou solutio s: app ove mo e good bo owe s, faste , with less f ictio , while mai tai i g st o g safegua ds that p omote espo sible g owth a d f aud p eve tio .” said Tim G ace, CEO of Poi t P edictive. “With AutoPass a d IEValidate wo ki g togethe , they ca e ha ce mo e of thei le di g decisio s a d ese ve ma ual eview fo the small umbe of applicatio s that actually eed it. Poi t P edictive is focused o helpi g ou custome s g ow thei le di g po tfolios without sac ifici g speed o p otectio . We’ e ho o ed to welcome them to the co so tium.”

About Ame ica Fi st C edit U io Fou ded i 1939, Ame ica Fi st C edit U io has g ow i to o e of the st o gest a d most p og essive c edit u io s i the cou t y. It is the sixth la gest c edit u io i the atio with $27 Billio i assets a d 135 locatio s ac oss A izo a, Califo ia, Idaho, Nevada, New Mexico, a d Utah, se vi g 1.6 millio membe s. Ame ica Fi st is a membe -ow ed, ot-fo -p ofit coope ative fi a cial i stitutio dedicated to buildi g commu ities a d helpi g its membe s do mo e with thei mo ey. Lea mo e at ame icafi st.com.

About Poi t P edictivePoi t P edictive powe s a ew level of le di g co fide ce a d speed th ough a tificial i tellige ce, powe ful data i sight f om ou p op ieta y data eposito y, a d decades of isk ma ageme t expe tise. The compa y’s tech ology solutio s quickly a d accu ately ide tify who is epo ti g t uthfully o thei loa applicatio s a d who is ot. As a esult, le de s ca fu d loa s mo e quickly a d easily without aski g the vast majo ity of applica ts fo docume tatio . This imp oves loa fu di g ates while educi g ea ly payme t default losses. Bo owe s get loa s faste , a d le de s achieve a mo e p ofitable bottom li e. Fo mo e i fo matio , please visit poi tp edictive.com.

Media Co tact: Jo da Za e, Jza e@Poi tP edictive.com